Effective Date: [Insert Date]
Welcome to Welcome Fincorp Capital (“we,” “our,” or “us”). By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions.
1. Use of Our Services
- You must provide accurate and complete information when using our services.
- Our services are intended for lawful purposes only.
- You agree not to misuse or attempt unauthorized access to our website or systems.
2. Loan & Insurance Services
- All loans and insurance services are subject to eligibility, terms, and approval from our partner banks and financial institutions.
- Loan approvals and insurance issuance are based on document verification, credit evaluation, and applicable regulatory norms.
- We do not guarantee approval; we provide guidance and assistance to improve your chances.
3. User Accounts
- Users may be required to create accounts to access certain services.
- You are responsible for maintaining the confidentiality of your account credentials.
- You must notify us immediately of any unauthorized use of your account.
4. Payment & Charges
- All applicable fees, interest rates, and charges will be disclosed during the application process.
- You agree to pay all fees, charges, and any applicable taxes in a timely manner.
- We reserve the right to update fees or charges, with prior notice.
5. Intellectual Property
- All content, logos, graphics, and materials on our website are the property of Welcome Fincorp Capital.
- Unauthorized use, reproduction, or distribution of website content is strictly prohibited.
6. Third-Party Links & Services
- Our website may contain links to third-party websites.
- We are not responsible for the content, services, or privacy practices of these third-party sites.
7. Limitation of Liability
- Welcome Fincorp Capital is not liable for any indirect, incidental, or consequential damages arising from the use of our services.
- We are not responsible for delays, errors, or issues caused by partner banks or third-party providers.
8. Privacy & Data Protection
- Our collection, use, and protection of personal data are governed by our Privacy Policy.
- By using our services, you consent to our data practices as described in the Privacy Policy.
9. Governing Law
- These Terms & Conditions are governed by the laws of India.
- Any disputes arising out of these terms will be subject to the exclusive jurisdiction of courts in Haryana, India.
10. Changes to Terms
- We may update or modify these Terms & Conditions at any time.
- Changes will be effective immediately upon posting on our website.
- Your continued use of our services constitutes acceptance of the updated terms.
11. Contact Us
If you have any questions or concerns regarding these Terms & Conditions, please contact us:
Phone: +91-72069-87322